Surf2Summit Mortgage Centre – is about making your loan process stress-free and saving you money.  We can secure the right loan for you.

We are a fully accredited member of the MFAA.  The Mortgage & Finance Association of Australia (MFAA) is the peak national body for professional mortgage and finance brokers, mortgage managers and aggregators.  We operate within a professional Code of Practice that supports the alignment of the retail mortgage market with investor and consumer trust and confidence.

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with someone who has knows your predicament and that can help now and in the long term.


Surf2Summit Mortgage Centre is the trusted independent mortgage brokers and advisors on the South Coast of NSW but also deliver our bespoke service to every corner of Australia. We are dedicated to securing you the most suitable loan possible. We help clients negotiate deals for a range of investments, such as home loans, refinancing, property investments, buying a home and more.

  • We are a full member of the Mortgage and Finance Association of Australia (MFAA) which means you will be dealing with a professional who is bound by a strict industry code of practice
  • We do all the legwork; to find a loan to suit your individual needs
  • We have a panel of over 23 lenders offering hundreds of loans to choose from
  • We shop around for you, we do the analysis and comparisons – a hassle-free process
  • Our service is *free of charge
  • Our service is convenient and flexible – with after hours and weekend appointments available by prior arrangement
  • We offer much more than home loans!
  • Whatever your situation – bankruptcy, credit defaults, residential security on business loans, self funded strategies – we can find a loan to suit you.
  • We may even be able to refinance your business loan at home loan rates!

Along with providing competitive interest rates, unlimited additional deposits and redraw, we will provide you with customer service that you will value for the life of your loan.

We have a dedicated team here in-house, ready to answer your questions. When you call the team at Surf2Summit Mortgage Centre, your call will be answered by a real person, your queries will be answered by a friendly team member, and our team will guide you through your home loan application process, and into the future.

We will work with you and your service providers (Real Estate Agent, Conveyancer and lender) during your purchasing process, whilst ensuring we help you obtain the finance that suits your circumstances and needs.

Surf2Summit MFAA approved broker
MFAA logo surf2summit full member of MFAA

Dean Denaro

Dean Denaro has been in the banking and finance industry since 1985, holding various roles including lending and financial planning. Since 1999 Dean has been a Financial Planner and in Lending as a MFAA member since 2012.

Dean continues to manage his Financial Planning business but is also fully qualified as a Mortgage Broker and has accreditation to write loans.

Steve Holloway
Mortgage Broker
Credit Representative no: 535176
Mobile 0438 092 055

Steve Holloway has been in home lending for over 20 years via employment with Westpac Banking Corp (WBC ), Horizon Bank and IMB.  This is Steve’s first mortgage broker role.

Steve holds a Cert IV in Finance & Mortgage Broking and is a full member of FBAA.

Steve is also with Fire & Rescue Merimbula and has been since 1998, Steve is also an accredited JP.  He is happy to find the best deal for you, whether it be for personal or business purposes..